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Saturday, November 30, 2013
Education loan
The variety of individuals obtaining knowledge financial loan has gone considerably up this season. According to state level bankers committee (SLBC) secretariat, by the end of the present one fourth (Sept-Dec, 2013), SLBC will exceed the numbers to train and learning financial loans accepted in 2012-13, three months before the end of the present financial season.
In the last financial, 8,872 student knowledge financial loans worth Rs 361 crore were accepted and the SLBC desires to achieve the numbers by the next month. "The numbers are motivating in comparison to last season but there is still a lot to be done to create attention among individuals about financial loans," said an SLBC formal.
The variety to train and learning financial loan candidates improves in the second half of season when academic classes begin in August-September. Sometimes, the need also occurs once the first term is over after which learners apply for financial loans in January-February.
People in general are not conscious about the training and learning financial loan and hence the numbers are low compared to the inhabitants. According to guidelines, knowledge and learning financial loan up to Rs 4 lakh can be acquired without any protection. Loans which range from Rs 4 lakh to Rs 7.5 lakh are available on giving a third party assurance and for financial loans above Rs 7.5 lakh one has to give concrete protection or mortgage property.
The guidelines are appropriate both for learning in Indian as well as overseas. The knowledge financial loan limit for learning in Indian is Rs 10 lakh and for overseas Rs 20 lakh. The amount can be improved in special cases.
Many individuals are not conscious about the main national attention subsidy plan for knowledge financial loans. According to the plan, if the parents' earnings is less than Rs 4.5 lakh yearly, the main govt will pay the attention on the financial loan subsidy during the moratorium interval (the interval in which there is no pay back while student is studying). To acquire the plan, candidate has to publish a certification of parents' earnings which should be accepted by a informed govt formal of region.
As many as 50 financial institutions are part of SLBC in Gujarat. SLBC has also started a 24-hour call center where interested individuals can get the necessary information. The toll-free variety for the same is 1800-233-1000.
Earlier this week, TOI revealed that to contain the growing knowledge financial loan standard, HRD ministry has suggested a credit assurance finance plan for academic financial loans.
Play Schools in Gujarat
In the last financial, 8,872 student knowledge financial loans worth Rs 361 crore were accepted and the SLBC desires to achieve the numbers by the next month. "The numbers are motivating in comparison to last season but there is still a lot to be done to create attention among individuals about financial loans," said an SLBC formal.
The variety to train and learning financial loan candidates improves in the second half of season when academic classes begin in August-September. Sometimes, the need also occurs once the first term is over after which learners apply for financial loans in January-February.
People in general are not conscious about the training and learning financial loan and hence the numbers are low compared to the inhabitants. According to guidelines, knowledge and learning financial loan up to Rs 4 lakh can be acquired without any protection. Loans which range from Rs 4 lakh to Rs 7.5 lakh are available on giving a third party assurance and for financial loans above Rs 7.5 lakh one has to give concrete protection or mortgage property.
The guidelines are appropriate both for learning in Indian as well as overseas. The knowledge financial loan limit for learning in Indian is Rs 10 lakh and for overseas Rs 20 lakh. The amount can be improved in special cases.
Many individuals are not conscious about the main national attention subsidy plan for knowledge financial loans. According to the plan, if the parents' earnings is less than Rs 4.5 lakh yearly, the main govt will pay the attention on the financial loan subsidy during the moratorium interval (the interval in which there is no pay back while student is studying). To acquire the plan, candidate has to publish a certification of parents' earnings which should be accepted by a informed govt formal of region.
As many as 50 financial institutions are part of SLBC in Gujarat. SLBC has also started a 24-hour call center where interested individuals can get the necessary information. The toll-free variety for the same is 1800-233-1000.
Earlier this week, TOI revealed that to contain the growing knowledge financial loan standard, HRD ministry has suggested a credit assurance finance plan for academic financial loans.
Play Schools in Gujarat
Girl child still on back foot in Gujarat
The 2001 demographics had created it obvious beyond question that Gujarat had one of the smallest sex percentages in the nation and hadn't done much to enhance the scenario. In the last several decades, the local govt has captured and taken to judge only 260 physicians and treatment centers for using sonography gadgets unlawfully for sex choice. Curiously, only six have been charged in the last 10 years; of these, five were let off with modest charges of up to Rs 10,000. Only one physician obtained a 'stern sentence' of three decades this season. Curiously, of the six situations, three belonged to Ahmedabad region.
In one scenario, a physician in Dahod, Nishit Joshi, was captured red-handed identifying the sex of a foetus in 2005. He was permitted to go the following season with a excellent of Rs 100 enforced on him by the Dahod judge.
"When we began reservation physicians under Pre-Conception and Pre-Natal Analytic Methods (PC&PNDT) Act, planning powerful, water tight situations was a issue originally. Even community prosecutors were inexperienced. Consequently, the indictment amount was low," said a mature health formal in Gandhinagar.
Such were the high high quality of situations ready by the condition organizations against the physicians and wayward sonography medical center entrepreneurs that out of the 260 situations in the last several decades, 38 were discarded at the region court-level and 86 were discarded by the high judge. Since 2005, the judge judgment in only one scenario from Gujarat was pushed in the Superior Court.
The Nationwide Criminal activity Information Institution (NCRB) statements that between 2010 and 2012, Gujarat saw just 17 situations being authorized against treatment centers and physicians under Pre-Conception and Pre-Natal Analytic Methods (PCPNDT) Act. In comparison, among the other declares that have low kid sex amount according to this year's demographics, Rajasthan authorized 68 situations, Haryana 35 and Punjab has authorized 55 situations so far.
Further, Punjab and Haryana have charge-sheeted 14 and 18 physicians, respectively, while Gujarat could not offer "charge-sheeted physician's details' when the NCRB review went for publishing.
A cops formal said that the cops could get ready a powerful scenario in the Virmagam scenario because they had accessibility personal investigators, a unique cops team and digital neighbor's gadgets. "The Viramgam scenario of 2006 in which Dr Pankaj Patel was sentenced to three years' jail time this season was a significant success for us," the formal said.
The Gujarat govt, however, statements that it has captured 316 sonography gadgets in the last several decades as the physicians had faltered in either keeping records or were captured red-handed in sex choice. The convulsions actually peaked to 96 in the economical season 2010-11.
In one scenario, a physician in Dahod, Nishit Joshi, was captured red-handed identifying the sex of a foetus in 2005. He was permitted to go the following season with a excellent of Rs 100 enforced on him by the Dahod judge.
"When we began reservation physicians under Pre-Conception and Pre-Natal Analytic Methods (PC&PNDT) Act, planning powerful, water tight situations was a issue originally. Even community prosecutors were inexperienced. Consequently, the indictment amount was low," said a mature health formal in Gandhinagar.
Such were the high high quality of situations ready by the condition organizations against the physicians and wayward sonography medical center entrepreneurs that out of the 260 situations in the last several decades, 38 were discarded at the region court-level and 86 were discarded by the high judge. Since 2005, the judge judgment in only one scenario from Gujarat was pushed in the Superior Court.
The Nationwide Criminal activity Information Institution (NCRB) statements that between 2010 and 2012, Gujarat saw just 17 situations being authorized against treatment centers and physicians under Pre-Conception and Pre-Natal Analytic Methods (PCPNDT) Act. In comparison, among the other declares that have low kid sex amount according to this year's demographics, Rajasthan authorized 68 situations, Haryana 35 and Punjab has authorized 55 situations so far.
Further, Punjab and Haryana have charge-sheeted 14 and 18 physicians, respectively, while Gujarat could not offer "charge-sheeted physician's details' when the NCRB review went for publishing.
A cops formal said that the cops could get ready a powerful scenario in the Virmagam scenario because they had accessibility personal investigators, a unique cops team and digital neighbor's gadgets. "The Viramgam scenario of 2006 in which Dr Pankaj Patel was sentenced to three years' jail time this season was a significant success for us," the formal said.
The Gujarat govt, however, statements that it has captured 316 sonography gadgets in the last several decades as the physicians had faltered in either keeping records or were captured red-handed in sex choice. The convulsions actually peaked to 96 in the economical season 2010-11.
Source: times of India
Children face a weighty problem
Tamil Nadu's children face a weighty problem.A nationwide study has found that one in every five children in Tamil Nadu are either overweight or obese - an ominous warning for the health of a large chunk of an entire generation and a pointer to the possibility that the state's healthcare apparatus may have to prepare for an explosion in obesity-related and lifestyle diseases.
The survey by Bangalore-based EduSports covered 20,617 students in the age group of seven to 17 in 84 schools across Tamil Nadu and more than 57,000 children in 16 other states.
Their fitness was measured over a period of 24 months under various parameters, including flexibility, lower and upper body strength, abdominal strength and Body Mass Index (BMI).
"A worrying fact that surfaced during the survey was that two in every five children in Tamil Nadu did not have the appropriate BMI," EduSports CEO Saumil Majumdar says. "Around 19% of the children in Tamil Nadu had a higher BMI than normal, or were overweight, and 18% were undernourished, with a lower BMI than normal."
Tamil Nadu did not fare as badly as nationwide scale-tipper Odisha, in which 37% of the children studied were found to be overweight, Delhi, in second place with 33%, or third-placed Kerala (29%).
But Tamil Nadu, with 19%, has a much higher percentage of overweight children than Madhya Pradesh (10%), Maharashtra (14%), Gujarat (15%) and even neighbouring Karnataka (18%).
An abnormal BMI means a child is more susceptible to various lifestyle diseases. This also reflected in diminished flexibility, muscle strength and endurance levels.
In Tamil Nadu, over 40% of the children were graded as below average in a sprint test in the study. Around 57% had poor lower body flexibility and 42% were found wanting in upper body flexibility.
"The survey was undertaken to identify the overall fitness levels of students in the country as it is a key indicator of the children's potential performance," Majumdar says, adding that he found it disturbing that an entire generation is unhealthy. The study covered 176 schools in 68 cities.
Unhealthy lifestyles and reduced physical activity are taking a toll on the fitness of children, experts say. Schools are the best place for effective intervention, they say, because they have a dedicated time for sports every day and trained physical education teachers.
But physical education teachers in the state are often poorly qualified. "The education system in the state has to wake up to the importance of physical fitness of students," says T Devi Selvam, state general secretary of Tamil Nadu Physical Education Teachers, Physical Directors (TNPETPD) Association.
"Everybody is talking about children and obesity, but little is being done to tackle the problem," he says. "Most schools have a callous attitude towards physical education. Children are involved in physical activities and sports for barely two hours a week," said Selvam.
Source: timesofindia
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